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DanielLC comments on Non-standard cryo ideas - Less Wrong Discussion
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I've heard life insurance doesn't pay for suicide, so if you have it set up so life insurance pays for your cryonics, you're going to have to abandon that and pay for it yourself.
It depends on the insurance plan. According to one plan I'm familiar with, it doesn't pay out if you suicide within two years of having initially acquired the policy. Presumably this is to prevent the more obvious forms of shenanigans while avoiding the bad PR that would result from someone who develops major depression twenty years later not having their insurance pay out.
DataPacRat is correct. In US, most insurances pay out even in the event of suicide, but only after a certain term. For some policies it's as short as 1 year.