Based on the links, Chase doens't even call their service for debit cards "overdraft protection," so this doesn't support the original point about words misleading people. Also, it seems that if you have debit card coverage and overdraft protection, you'll at most be changed $10/day for overdrawing with your debit card. Still better to use a credit card when you don't have money in your checking account, obviously.
(Also, as Louie Helm recently pointed out, as long as you pay your balance in full every month, you're better off using your credit card for everything because the rewards program will reduce the cost of everything you buy by 1% or more.)
Chase doens't even call their service for debit cards "overdraft protection," so this doesn't support the original point about words misleading people
In the spirit of being helpful and trying to be as factually accurate as possible, I have edited my original post, as you are absolutely are correct about the terminology. I would only argue that I consider my original point to be merely a segway to introduce my main argument that debit card overdraft services are typically poor decisions.
...Also, it seems that if you have debit card coverage a
If it's worth saying, but not worth its own post (even in Discussion), then it goes here.