jkaufman comments on Decision Auctions aka "How to fairly assign chores, or decide who gets the last cookie" - Less Wrong Discussion
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Julia and I organize our finances this way, and I would recommend it for couples whether or not they plan to yootle.
My partner and I use a single joint account, but if I had to do it over again, I'd probably do it this way too.
Technically we also use a single joint account. We keep track of our three accounts (joint, Julia's, Jeff's) on a spreadsheet.