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lmm comments on How can I spend money to improve my life? - Less Wrong Discussion
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Arbitrary assault is (for most people) much less likely than you instinctively think. If a placebo adjusts your emotional reaction to something more appropriate to the actual risks then it's a good buy.
Thing is, there's lots of places in the world to explore that aren't sketchy. Unless sketch has appeal, why bother taking even a comparatively small risk?
Shrug. If you don't enjoy going such places then by all means don't. But my impression is that generally most LWers advocate seeking out "exciting" experiences rather than the safest possible hobbies.