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Punoxysm comments on What is the most anti-altruistic way to spend a million dollars? - Less Wrong Discussion
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I doubt you're correct on either of your estimates, but I am toying with putting up a new question along the lines of "what is the most anti-altruistic way to make a profit", in which case whatever ideas people have will most likely have already been tried.
There are so many examples of this in real life it would be hard tocome up with a new one. Open a casino, sell cigarettes or hard drugs, pump and dump penny stock operations, three card monty on a street corner, pickpocketing, high frequency stock trading, alternative medicine, making markets in synthetic mortgage backed securities, trafficking in human slaves, ponzi schemes, identity theft, selling things to people with alzheimers, and on and on and on.
I guess the hard part might be identifying which of these was the MOST antialtruistic.