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Alsadius comments on Open thread, July 21-27, 2014 - Less Wrong Discussion
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A safe deposit box is probably worth the cost.
It's far more expensive than the will that he felt wasn't worth paying for.
Safe deposit boxes also store a number of other documents securely, such as passports, title deeds to property, birth certificates, etc. In addition to any jewelry or whatever with large cash value, if you have any.
Nowadays most paper documents are just a convenience (or an inconvenience). What really matters is the proper entry in some database in the cloud.
Replacing a missing passport, title deed, etc. is neither hard nor expensive.
But if he has too low a net worth to make a will worthwhile, what are the odds he has anything safety-deposit-box-worthy? Spending fifty bucks a year to hold your passport seems terribly inefficient - it's not so valuable that an occasional replacement will be worse.