But if he has too low a net worth to make a will worthwhile, what are the odds he has anything safety-deposit-box-worthy? Spending fifty bucks a year to hold your passport seems terribly inefficient - it's not so valuable that an occasional replacement will be worse.
If it's worth saying, but not worth its own post (even in Discussion), then it goes here.
Notes for future OT posters:
1. Please add the 'open_thread' tag.
2. Check if there is an active Open Thread before posting a new one.
3. Open Threads should be posted in Discussion, and not Main.
4. Open Threads should start on Monday, and end on Sunday.