Thanks gjm, that's a really helpful comment. (And yes, quotation marks indicate 'this is the word I can think of but it is not necessarily the right word.)
I think points number 1 and 3 are especially relevant for me right now, and I have found talking it through on here to be very helpful in defeating an entirely non-useful lingering sense of guilt for not giving more when I really can't afford to, yet.
If it's worth saying, but not worth its own post (even in Discussion), then it goes here.
Notes for future OT posters:
1. Please add the 'open_thread' tag.
2. Check if there is an active Open Thread before posting a new one. (Immediately before; refresh the list-of-threads page before posting.)
3. Open Threads should be posted in Discussion, and not Main.
4. Open Threads should start on Monday, and end on Sunday.