I interpreted "saving" as "saving for yourself," like putting money into a bank account so you'll have it later rather than spending it now. Universality over the long run seems to me more like 'donating' or 'investing' or... in Triumphs of Experience, this gets called "guardianship" vs. "hoarding," but I think that's still framing both in long-term terms, and it's not obvious that "guardianship" means "developing a community using your resources" (the intended meaning) rather than "protecting things."