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taryneast comments on Low Hanging fruit for buying a better life - Less Wrong Discussion
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To what on earth is the rest of your budget devoted?
"staying alive", "fun", "keeping up appearances", "investing for my future" and "charity" (not necessarily in that order)
Perhaps I should elaborate, by saying "making my life better" I mean making my life significantly better instead of incrementally so (which most of the others (not explicitly excluded in the original question) do).