Please, have this positive reinforcement. It was given to me when I needed it but I don't need it anymore so I'll pass it on.

This has happened to many of us. We've been in these ruts, I've paid for fuel with nickels and dimes because I used all my quarters on food. Shit happens, problems pile up, but if you can stabilize, that means you can crawl out of the pit. We get overloaded, we can't fix everything at once, it feels like all the problems are too interconnected to fix.

But you are capable and have worth, so treat where you are as the temporary situation it is and start dealing with it as such. Pick a problem and address it, the first one takes time but if you have food and shelter you have time. Once that is done pick the next problem, fix it, this one will go faster. Rinse and repeat. And four years later (YMMV) your will be counting your assets for a new credit card and have the pleasant shock that they are a gross positive.

TL:DR Some people make this a way of life, some people treat it as a temporary place to be.