When you say "Death is bad", if you explore your feelings, sometimes there will be a more specific emotion, such as "Death is bad because I will lose eternal time I could spend doing X which I want to do". Now the real source the emotional reaction may be that you would actually want to do X right now, but for some reason you don't.

What if you want to do X, Y, and Z, and you have time for any single one of them but not all of them (which you then pick based on arbitrary reasons)?

In that case, whichever you pick, you're not doing the others. But it's not because you're afraid of risk, and it's only about paying the price in a very trivial sense. And while non-infinite time is involved, your choice to not do two of them can't reasonably be described as procrastination.

Thinking about the possible X and facing it directly, in this situation, does you no good, because the problem is the lack of time, not the fact that you are refusing to do any specific one. You could only do that specific one by refusing to do another.