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shminux comments on Money threshold Trigger Action Patterns - Less Wrong Discussion
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Agreed on several of these, but not the car one. Cars are non-optional in most of the U.S. The value of having a paid-off one that you won't lose if you find yourself unemployed for an extended time is considerable.
What I mean is that if you prefer (and can afford to) to drive a car that is no older than 4-5 years, it is cheaper and less hassle to lease it for that long than to resell it and buy a new model after that. Of course it is rarely a prudent course of action to not keep a car longer.