I think you are very right. I also think I totally have no idea how to do it and it seems hard.

Everybody I know fights for things I already have.

Let me think it over and discuss it later. Or if you have some basic ideas, go on. Perhaps, meta-values. Is it possible to have goals if neither your happiness or not that of other people motivates you much, or are these necessary etc.

That's why retiring (or becoming a housewife) can be dangerous.

This feels weird, because it suggests people who still work are not in a high danger of it. I think it is not the case, only for special kinds of works but just doing office stuff to pay bills i.e. most people does not qualify in this. In other words, once a career reaches a point where diminishing marginal utilities become clear, the next improvement is hard and brings little change, and it becomes routine, I think it happens.

And yes, I see how it is a typical West Euro issue. The whole society is set up for floating in riskless, unchallenging dullness. People usually fix it with hobbies. The average Austrian is an alpine skier at heart and accountant work, not the other way around.