1) I don't believe in maximizing happiness. That leads to wireheading, and also to the blissful ignorance problem where being falsely convinced of X is considered as good as actually having X.
2) When people who are poor have to make or borrow to get things, making and borrowing has a cost. The fact that richer people won't pay this cost shows that the cost is larger than the monetary price. If anything, this is an example of a poverty trap, since it means poorer people have to pay higher costs for things than richer people.
This thread is intended to provide a space for 'crazy' ideas. Ideas that spontaneously come to mind (and feel great), ideas you long wanted to tell but never found the place and time for and also for ideas you think should be obvious and simple - but nobody ever mentions them.
This thread itself is such an idea. Or rather the tangent of such an idea which I post below as a seed for this thread.
Rules for this thread:
If this should become a regular thread I suggest the following :