To know what I'm referring to by a term is to know what properties something in the world would need to have to be a referent for that term.
The ability to recognize such things in the world is beside the point. When I say "my ancestors," I know what I mean, but in most cases it's impossible to pick that attribute out empirically -- I can't pick out most of my ancestors now, because they no longer exist to be picked out, and nobody could have picked them out back when they were alive, because the defining characteristic of the category is in terms of something that hadn't yet been born. (Unless you want to posit atypical time-travel, of course, but that's not my point.)
So, sure, if by "flying saucer" I refer to an alien spaceship, I don't necessarily have any way of knowing whether something I'm observing is a flying saucer or not, but I know what I mean when I claim that it is or isn't.
And if by "consciousness" I refer to anything sufficiently similar to what I experience when I consider my own mind, then I can't tell whether a rock is conscious, but I know what I mean when I claim it is or isn't.
Rereading pangel's comment, I note that I initially understood "we don't know actually know what those concepts refer to" to mean we don't have the latter thing... that we don't know what we mean to express when we claim that the concept refers to something... but it can also be interpreted as saying we don't know in what things in the world the concept correctly refers to (as with your example of being wrong about believing something is an alien spaceship).
I'll stand by my original statement in the original context I made it in, but sure, I also agree that just because we don't currently know what things in the world are or aren't conscious (or flying saucers, or accurate blueprints for anti-gravity devices, or ancestors of my great-great-grandchild, or whatever) doesn't mean we can't talk sensibly about the category. (Doesn't mean we can, either.)
And, yes, the fact that I don't know how subjective experience comes to be doesn't prevent me from recognizing subjective experience.
As for urgency... I dunno. I suspect we'll collectively go on inferring that things have a consciousness similar to our own with a confidence proportional to how similar their external behavior is to our own for quite a long time past the development of (human) brains in vats. But sure, I can easily imagine various legal prohibitions like you describe along the way.
I meant it in the sense you understood first. I don't know what to make of the other interpretation. If a concept is well-defined, the question "Does X match the concept?" is clear. Of course it may be hard to answer.
But suppose you only have a vague understanding of ancestry. Actually, you've only recently coined the word "ancestor" to point at some blob of thought in your head. You think there's a useful idea there, but the best you can for now is: "someone who relates to me in a way similar to how my dad and my grandmother relat...
This seems significant:
http://www.theguardian.com/science/2015/aug/18/first-almost-fully-formed-human-brain-grown-in-lab-researchers-claim