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SquaredError comments on Stupid Questions September 2015 - Less Wrong Discussion
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One could perhaps argue that it helps stabilizing the world which can be beneficial for yourself with small probability (which would be sort of an investment) or beneficial for your children with slightly greater probability (which would be sort of an investment with offspring empathy reward as a strong proxy).
How do you know that it helps stabilize the world? This is a trick question: You have no idea. You just think and hope that it does! This is why it's not INVESTING. You're comparing putting money into a quantifiable profitable enterprise with putting money into a dream.
How do you know it's beneficial to your children? You know what's REALLY beneficial to your children? Paying for them to have access to good healthcare and living in an expensive neighborhood.