Sure, it can be used for whatever purpose. So now we have an empirical question of what is the average usage of inheritance in real life. Or even better, the average usage of inheritance, as a function of how much was inherited, because patterns at different parts of the scale may be dramatically different.

I would like to read a data-based answer to this question.

(My assumption is that the second generation usually tries to copy what their parents did in the later period of life, only less skillfully because regression to the mean; and the third generation usually just wastes the money. If this is true, then it's the second generation, especially if they are "criminals, sons of criminals", that I worry about most.)