Why do people spend much, much more time worrying about their retirement plans than the intelligence explosion if they are a similar distance in the future? I understand that people spend less time worrying about the intelligence explosion than what would be socially optimal because the vast majority of its benefits will be in the very far future, which people care little about. However, it seems probable that the intelligence explosion will still have a substantial effect on many people in the near-ish future (within the next 100 years). Yet, hardly anyone worries about it. Why?