From what you wrote, I'm guessing you use your deck for a different purpose.
For me, it's not about learning, or remembering.
It's about internalizing and offline habit training.
So this is really 'just' a trigger action planning tool.
Exactly.
I don't need references, because I don't add things I'm unsure what to think about. I might add things I want to test without being sure how they turn out, but I'm sure that I want to test them.
Also about the "assuming I have lots of competitors for things I want", I don't have any references because it's original. I don't add biases until I have a strong, personal experience related to them. Figuring out a new bias is a strong personal experience so it counts.
It's about internalizing and offline habit training.
Sounds like a type of learning to me. Or else I do not understand what you mean by "offline habit training".
Yes, I use Anki for learning, but not much for rote learning currently. I use Anki's adaptive repetition system to remind me of topics which I deem relevant to keep aware of like low-frequency habits, contacts to people, insights and ideas.
I do not need memorization much because being out of university I can look up most facts I need online :-) So it's only important where to find some...
I have moved this post to my blog: http://squirrelinhell.blogspot.com/2016/03/abuse-of-productivity-systems.html