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HungryHobo comments on Iterated Gambles and Expected Utility Theory - Less Wrong Discussion
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Using your net worth as part of the calculation doesn't feel right.
Even if my net worth is quite high much of that may be inaccessible to me short term.
If I have 100,000 in liquid cash then 100 has lower utility to me than if I have 100,000 in something non liquid like a house and no cash.