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People with money (or in other systems, people with birth rank or status or strength) definitely have more power than people without. So, what's the alternative to the individual freedom to choose to serve the powerful over the powerless?
I guess we can make all humans into serfs for the great AI. Not terribly appealing to me.
To clarify, I think capitalism is pretty great (applause light). I'm pointing at something that I think is a not-great feature of capitalism, but I don't have any better ideas.