Some things come to mind: Nassim Taleb in his books criticizes this habit of story telling all the time. From the field of biases: scenario thinking(which is a way of mental storytelling). A reason for the planning fallacy is because a plan is essentially a good story we tell ourselves and others but we neglect all the details that mess it up.
Tyler Cowen argues in a TED talk (~15 min) that stories pervade our mental lives. He thinks they are a major source of cognitive biases and, on the margin, we should be more suspicious of them - especially simple stories. Here's an interesting quote about the meta-level: