For me, this is an acknowledgement of confusion, not an excuse. I think that finding a decision theory that can make sense of this is extremely important and I try to act accordingly.

I would call the other half of what you had to say the confusing part - liked the linked paper by the way. It's the 'but you need to save it for other possible muggings' would be straightforward game theory if the confusing part didn't happen before we even got to 'which mugger do we pay?' considerations.