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Jiro comments on Post ridiculous munchkin ideas! - LessWrong
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In short, keep in mind that the system has lots of people with an incentive to prevent exploitation and it's unlikely that you managed to find a useful exploit that 1) bypasses all the checks and balances, and 2) if it ever did exist, was not already found and closed.
In addition, if you want to make money because a system of an organisation is broken, don't screw organizations like Kiva that produce a lot of public good.
What part of this is screwing Kiva? Temporarily lending money then getting it back is what Kiva is for.
I interpreted the suggestion is being about fastly moving money into and out of Kiva and not doing loans with the usual maturation time.