I actually gave some thought to distinguishing between 'cosmic luck' - which would be what your describing - and 'local luck', but at the end of the day it didn't seem worth belaboring the point. Clearly, if a meteorite crashes through your car windshield and kills you, there just isn't much you can do about that. But given the vast uncertainty each of us faces, it seems reasonable to assume that there are better and worse ways of interacting with it. I would argue that Dr. Wiseman's work has gone part of the way toward verifying that this is the case. From what I can tell, the traits and habits characterizing both the lucky and unlucky groups were remarkably stable within-group. Seems unlikely to be a coincidence.