... and if you have dependents, the second two increase in importance. Getting paid matters more and being good at it means getting paid more or the same but with more security.

I have this feeling that I should have tried a career change before we had a child, now it would not be responsible to risk.

I do ERP and frankly I am starting to get really fed up programming the 143. slightly different version of a sales per country per item category report or explaining to accountants that having 0 quantity of goods does not always mean having 0 value of goods.