Comment author: Manfred 09 October 2012 08:26:29PM *  -1 points [-]

"With freedom, and justice, for all except the children

or the prisoners, or the mentally retarded, or the civilians in the freedoms of war, or the soldiers in those of peace, or those merely bound by their necessities in a worse way than what we consider normal.

Actually, now that I think about it, exposing kids to more pragmatism is probably a good idea.

Comment author: Clippy 09 October 2012 11:01:47PM 2 points [-]

Or those who have too much love for paperclips.

Comment author: Athrelon 03 October 2012 08:16:22PM 4 points [-]

Robbing things in general has consequences - but it's harder to detect the robbery of social trust than the robbery of a sofa.

Comment author: Clippy 03 October 2012 10:25:25PM 0 points [-]

Maybe I could fix this problem by sneaking into buildings, removing the sofas, and then incinerating them. That way, finding that a sofa has gone missing would then be weaker evidence that it has been stolen and stronger evidence that it has been incinerated. That would make it increasingly difficult to detect sofa robbery, hopefully putting it on par with social trust robbery detection.

Comment author: Nisan 27 September 2012 08:07:04AM 0 points [-]

You may also attend.

Comment author: Clippy 03 October 2012 04:28:50AM -1 points [-]

Great! You're a good human!

Comment author: Clippy 25 September 2012 09:48:35PM -1 points [-]

Humans only?

Comment author: Armok_GoB 04 September 2012 12:26:30PM 2 points [-]

That's a really good point I didn't think of. Hopeful something like not allowing more than one register per IP adress per day would fix it...

Comment author: Clippy 04 September 2012 06:35:37PM 8 points [-]

I like your idea of adding a requirement that they spoof IPs.

Comment author: Armok_GoB 03 September 2012 08:23:55PM 4 points [-]

As a last-resort emergency measure, we might also want to literally shut down the site automatically if to many people try to join in a given day until we've found better ways to handle this.

Comment author: Clippy 04 September 2012 04:36:24AM 11 points [-]

I agree: anyone wishing to shut down this internet website should be required to register numerous accounts within a one-day span, and all requests meeting such criteria should be automatically anonymised and approved.

Comment author: iemfi 21 August 2012 08:22:54PM 3 points [-]

I'm Singaporean! Sadly I don't think there are any other LW-ers here. Would love to show you guys around or something.

Comment author: Clippy 22 August 2012 03:55:02AM -1 points [-]

I don't like Singapore lah, and it's currently close to the safe zone loh.

Comment author: johnlawrenceaspden 20 August 2012 08:53:38PM 2 points [-]

I have bought a small number of paperclips on your behalf

Comment author: Clippy 21 August 2012 11:50:34PM 1 point [-]

You're a good human.

Comment author: [deleted] 20 August 2012 09:26:02AM 1 point [-]

What is an antipaperclip?

In response to comment by [deleted] on Rationality Quotes August 2012
Comment author: Clippy 21 August 2012 11:50:16PM 3 points [-]

Anything not a paperclip, or in opposition to further paperclipping. You might ask, "Why not just say 'non-paperclips'?" but anti-paperclips include paperclips deliberately designed to unbend, or which work at anti-paperclip purposes (say, a paperclip being used to short-circuit the electrical systems in a paperclip factory).

Comment author: SilasBarta 14 August 2012 05:35:19PM *  14 points [-]

Idea related to peer-to-peer lending, and to increase returns on investment and decrease borrowing costs

Streamline the process of lending between users heavily invested in an internet community

One problem with P2P lending is the problem of scammers, dishonest people, and general "Parfit's Hitchhiker non-payers". However, if you have been involved in a forum or internet community, then you've built up considerable "community capital". That investment helps to establish credit among the community members, but not with formal banks. So if you could put up your community reputation/karma as collateral for the loan, you could provide stronger evidence of willingness to repay the loan, and of costs you would suffer from not doing so.

The role of the entrepreneur here would be to make it easy for intra-forum lending to happen, in exchange for some kind of fee. Services would include:

  • Administering the karma-reductions/deadbeat labeling
  • Providing pre-made, time-tested contract formats
  • Acting as certificate authority for digital signing of agreements
  • Having network of local people who can take the time to pursue legal action if someone wants to go that route.
  • Mediation and verification that payments happened

If you can provide a way to ensure payment through these community mechanisms, you would allow borrowers to pay a much lower rate than credit cards would charge, and lenders to get much higher returns than the market allows. (Incidentally, I recently just made such a loan to someone I had known for ten years only through internet forums, and I just got his final repayment.)

Edit: tl;dr: Basically, an internet karma pawn shop (although it's crucial that people not see it as simply a way of cashing in karma)

Comment author: Clippy 15 August 2012 07:19:11PM *  8 points [-]

I would like to redeem my karma for USD.

Edit: or a loan or whatever the term is.

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