Comment author: Clarity 16 November 2015 10:40:44PM 0 points [-]

I bought a visa prepaid debit card that's expiring in a month. I have a bank account. How do I get the money from the debit card (anonymous, not attached to my name and has no online account associated with it) into my bank account? There's no payment gate in my online bank account.

Comment author: T3t 17 November 2015 01:03:31AM 1 point [-]

I was able to use Square to transfer money from a pre-paid gift card (not sure if it was Visa though) to my bank account. Transaction fee is ~2.75% iirc.

Comment author: T3t 16 November 2015 11:39:13PM 1 point [-]

Has anybody donated a car to charity before (in the US? CA in particular, but I imagine it'll generalize outside of location-specific charities).

The general advice online is useful but not very narrowly-tailored. Couple points I'm looking for information on:

1) Good charities (from an EA perspective)

2) Clarification on the tax details (when car's fair market value is between $500 and $5000)

Would appreciate any advice.

Comment author: T3t 02 June 2015 11:41:20PM 1 point [-]

Missing actor/incentive structure:

Our current justice system is largely based on the idea of retribution, not rehabilitation. This is a trade-off where the State delivers vengeance for victims/families of victims to prevent vigilante justice. It may not make much sense in terms of impact today, but as a cultural norm it still exists and this idea does nothing to address that.

Other thoughts:

Does not really address "recidivism" of victimless crimes, including most drug crimes, except in the most general sense. Convincing people that smoking weed is morally wrong is much harder than convincing them that murder is morally wrong.

Comment author: pjeby 03 February 2015 10:41:28PM 3 points [-]

No one is saying "I will fly these routes"; they're saying "I will buy these tickets".

...tickets which the airlines have offered to sell to people traveling from point A to point B, and under terms which expressly prohibit jumping off at point C. Terms that you generally have to check a box saying you're agreeing to.

In any case, the part that makes it deception is that the seller wouldn't consent to the sale if you told them what you were up to. If your general approach to interacting with people is that you'll happily deceive them in order to get better terms in your deals, then by all means proceed.

If you want to say, "well, I don't think an airline is an entity deserving of weight in my moral calculation", fine. But let's not pretend that the act itself is not a matter of obtaining consent through false pretenses, one that we would roundly condemn in another context, where our moral intuition is more inclined to see the object of the deception as a powerless victim instead of a powerful entity that can afford to be deceived.

At the very best, you could maybe say that what you're doing is Not Technically Lying.

In any event, my other point still stands: telling other people how to exploit anti-inductive loopholes is a dumb idea, even if your moral calculus doesn't cover the entities upon whom the loophole is being practiced.

PUAs, for example, became victims of their own success when they promoted canned pickup routines to the point that every bar-going female in an area began hearing the same routines regularly from different men, and every stock market strategy destroys itself if it becomes popular enough. Presumably both PUAs and traders -- even if they don't place any moral weight on the welfares of their respective "prey" -- do not benefit from having their techniques become irrelevant, and having to develop new ones.

(OTOH, I suppose people who train PUAs or traders actually do benefit from the churning of methods that results... so I guess the rule should be, "you do not talk about anti-inductive loophole club, unless you stand to profit more from its promotion and eventual replacement than you do from the loophole itself". But that's getting a bit longwinded and off-point.)

Anyway, I think that some people have drawn the inference that I have a moral objection to people cheating the airlines. I think it's more accurate to say that I think people who cheat the airlines and then talk about it in public are behaving irrationally.

IOW, I'm not so much saying OP is evil, as I'm saying OP is not evil enough. HPMOR!Quirrel's rule number two is "Don't brag", after all. ;-)

If I knew about an awesome loophole of this nature, I would absolutely not post it on lesswrong. I would not even post it on a super-secret private forum for people who figure out awesome loopholes for exploiting airlines. You cannot unshare a secret.

Not every revealed loophole is as anti-inductive as stock market strategies. Ad blockers, for example, probably won't destroy the internet unless a major browser vendor includes one and turns it on by default. But if you gain substantial value from a loophole, and you already consider your welfare more important than that of others, it's an unnecessary risk to publicize the loophole -- especially if it involves revealing to the public that you are exploiting that loophole.

It occurs to me, though, that by arguing about this, I may be making a similar meta-level error as Eliezer did when he deleted the basilisk. By arguing the point, I may have actually brought more attention to the topic, rather than less, while failing to actually educate anyone about the stupidity of the underlying ideas (either the loophole itself, or talking about loopholes).

Perhaps the more important rule is, "Do not try to silence people talking about fight club, because that just makes people more interested in fight club."

So on that note, I'm going to abandon this thread altogether.

Comment author: T3t 03 February 2015 11:26:22PM 5 points [-]

This is not a secret anymore, and the attention I bring to the issue by posting it on LessWrong is pretty marginal. The fact that there's already been a lawsuit over this is an indication that the airlines think it's cheaper to try and suppress it that way than to change their pricing structure.

Comment author: CBHacking 03 February 2015 07:46:38PM 2 points [-]

Just to check: there's no issue with leaving the flight at the "layover" instead of continuing to your final destination? I mean, I have no objection whatsoever to confusing somebody's database of "where cbhacking is supposed to be" but if it would lead to legal hassles or similar inconveniences I'd like to know.

Comment author: T3t 03 February 2015 07:56:56PM *  0 points [-]

I doubt it - this is a trick that high-volume fliers have been using for a while. That said, airlines being annoyed by it is a reasonable concern, though I don't know what they could possibly do about - forbid you from flying with them? That seems like the sort of thing that would get attention.

Edit: see new posted warnings.

How to save (a lot of) money on flying

8 T3t 03 February 2015 06:25PM

I was going to wait to post this for reasons, but realized that was pretty dumb when the difference of a few weeks could literally save people hundreds, if not thousands of collective dollars.

 

If you fly regularly (or at all), you may already know about this method of saving money.  The method is quite simple: instead of buying a round-trip ticket from the airline or reseller, you hunt down much cheaper one-way flights with layovers at your destination and/or your point of origin.  Skiplagged is a service that will do this automatically for you, and has been in the news recently because the creator was sued by United Airlines and Orbitz.  While Skiplagged will allow you to click-through to purchase the one-way ticket to your destination, they have broken or disabled the functionality of the redirect to the one-way ticket back (possibly in order to raise more funds for their legal defense).  However, finding the return flight manually is fairly easy as the provide all the information to filter for it on other websites (time, airline, etc).  I personally have benefited from this - I am flying to Texas from Southern California soon, and instead of a round-trip ticket which would cost me about $450, I spent ~$180 on two one-way tickets (with the return flight being the "layover" at my point-of-origin).  These are, perhaps, larger than usual savings; I think 20-25% is more common, but even then it's a fairly significant amount of money.

 

Relevant warnings by gwillen:

You should be EXTREMELY CAREFUL when using this strategy. It is, at a minimum, against airline policy.

If you have any kind of airline status or membership, and you do this too often, they will cancel it. If you try to do this on a round-trip ticket, they will cancel your return. If the airlines have any means of making your life difficult available to them, they WILL use it.

Obviously you also cannot check bags when using this strategy, since they will go to the wrong place (your ostensible, rather than your actual, destination.) This also means that if you have an overhead-sized carryon, and you board late and are forced to check it, your bag will NOT make it to your intended destination; it will go to the final destination marked on your ticket. If you try to argue about this, you run the risk of getting your ticket cancelled altogether, since you're violating airline policies by using a ticket in this way.

 

Additionally, you should do all of your airline/hotel/etc shopping using whatever private browsing mode your web browser has.  This will often let you purchase the exact same product for a cheaper price.

 

That is all.

Comment author: T3t 09 January 2015 08:11:06AM 7 points [-]

How should I contact Vassar regarding my willingness to follow his lead regarding whatever projects he deems sensible?