This doesn't pattern-match to a sales-pitch at all. What does Louie stand to gain by you following his advice?
As your post stands, you make six whole paragraphs out of cherry-picked quotes and "this sounds persuasive". Most egregious of all is your conclusion:
There are many ways to optimize one's income and savings rates.
As if this is somehow a point against Louie!
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Would you care to elaborate on your personal example? You said what you earned, but not how you did it..
I went to an ivy league college, learned an economically scarce skill (IT security), found contract positions that paid a high hourly wage with no clause to continue the work. I was otherwise frugal.
I am not conventionally attractive or charismatic. Louie is. He will find it easier to find work as a bartender without a resume or reference than I will.