Humans have minds, which are the things one has when one is conscious. So do animals, though exactly which ones have them is a matter of serious debate.
Do they? I know I have a mind, but I can only guess at anyone else.
I’m serious - until you propose an operational and testable definition which gives a specific answer in all cases, you can’t debate whether various classes of things have that property.
Glad people are thinking about things like this, but it has some of the same problems as previous discussion about Georgian land taxation - separating the house from the land is not actually possible.
The final recourse for a mortgage lender is repossession. That's the only reason the rates are lower than unsecured credit in the first place. If the house is separated in ownership from the land, it makes one or both portions unusable (depending on what liens/easements one has over the other). If they're NOT separable, and are always transferred (purchased or taken for nonpayment) together, then requiring cash for the land is just a very large downpayment requirement on the house+land.
Aside: I agree that 50 year mortgages probably don't solve any problems, and should probably be privately arranged (not gov't backed) in the cases that they do. Actually, almost zero mortgages should involve the feds, so it's irksome that this is even being discussed.
This applies to many celebrities and wealthy people worth much less than a billion. Other common strategies:
Really, EVERYONE faces this problem if they choose a monogamous long-term partner. What are they really after? Will they remain loving and supportive aside from the support they expect from me? Wealthy and celebrities face it more legibly and directly, but not uniquely.
Height is not zero-sum. It's correlated with health in nonlinear ways, and also it's valuable or harmful in different quantities for different things. The vast majority of value (positive and negative dimensions) is NOT relative to others, so "zero-sum" is not a relevant framing.
Beauty is not purely zero-sum either, but arguably more of its desirability is zero-sum than height. Out-competing others in selection contests (mating, politics, some career choices) is influenced by beauty more than height (note: height and IQ are often listed as the two best predictors of income, but that's because Beauty is rarely included in demographic studies).
"Anything worth doing is worth doing for money"
-- Gordon Gecko, Wall Street. Also many non-profit directors and paid employees.
IMO, there is more similarity than difference between for-profit and non-profit corporate structures. There are fairly significant tax differences, and much different takeover and board-selection mechanisms. There is a pretty significant difference in how they describe their mission. But there's a strong similarity in the constraint that they can't spend more than they receive, and that they need to pay people for most of their difficult or thought-requiring work. At the whole-economy level, both styles have their place, and it's probably reasonable that non-profit is a tiny fraction of the whole thing. Adam Smith wasn't wrong.
At a personal decision level, this doesn't generalize very well. It'll depend on WHICH non-profits you're comparing to WHICH for-profit orgs, for WHICH goals/values you're considering in terms of "effective". For many things you want to do, there just aren't many choices in multiple realms of how to spend your time and money.
If there ARE effective for-profit and non-profit options for some of your goals, I tend to put more trust in the market discipline of for-profit structures - if they stop being effective, they get replaced. Non-profits, especially those funded by long-term donations and endowments, have more leeway to be ineffective while still continuing on. There I am generalizing again. Don't worry about that for personal decisions - look into the actual specifics of what you want to do and how different organizations do it.
You're right that it's not the only useful model or lever. I don't think you're right that it shouldn't be a large focus for long-term large-scale changes. The shift from inconceivable to inevitable takes a lot of time and gradual changes in underlying beliefs, and the overton window is a pretty useful model for societal-expectation shifts.
There are no rationalists in an ideological disagreement.
I don’t think EA is a trademarked or protected term (I could be wrong). I’m definitely the wrong person to decide what qualifies.
For myself, I do give a lot of support to local (city, state mostly) short-term (less than a decade, say) causes. It’s entirely up to each of us how to split our efforts among all the changes in our future lightcone we try to improve.
There are a LOT of rules which are codification of things that should not apply in all circumstances, but which it's too complicated to define the rule to the fine-grained level that would make it universal. Lax enforcement is one way to allow flex in rules that are best if they're directional guidance rather than clear specifications.
Speed limits on public roads, for instance - they're insanely low for good conditions (clear, dry, good visibility, competent driver in a well-functioning car). They're somewhat low for decent conditions, they're probably too high in the worst possible case.
There's a lot of the world that works this way - there's enough variance across participants and conditions that there is literally no legible coherent rule which maximizes any goal - it's all a compromise among averages.