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JoshuaZ comments on Open Thread September, Part 3 - Less Wrong
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The point of the insurance isn't to help you. The point of using insurance is because there were problems with the early cryonics organizations where people were prepped for cryonics with money supposedly going to come from their estates and then the money never materialized. The insurance makes sure that the organizations get enough funds. It doesn't make things less expensive for the person to be preserved.
Sure, but I've gotten the impression that if someone mentions that they are not sure if the cryonics is worth the money, people come mentioning that "it's actually only <sum x> a year", fallacy that I wanted to point out.
I don't think that specific issue is a fallacy. In that context, one needs to just remember that utility does not scale linearly with amount of money.