This is our monthly thread for collecting these little gems and pearls of wisdom, rationality-related quotes you've seen recently, or had stored in your quotesfile for ages, and which might be handy to link to in one of our discussions.
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Okay, but that wouldn't be a free ride if the emergency payment were high enough -- the guy wasn't saying, "okay, fine, I'll pay this year's subscription fee -- now will you put out the fire?" He was offering the higher amount (which isn't credible, because the court wouldn't enforce it because if your house is burning, you'll lie, knowing you won't pay, because the court won't enforce ...).
(Long ago, I had this image in my mind of a rude, doesn't-get-it guy who didn't buy car insurance, didn't understand car insurance, and then when his car was wrecked, visits an insurance company, expecting a payout. When they don't pay out, he sighs and says, "Fine, how much is a month of coverage? There -- there you go. NOW will you pay for my car?"
That's not what's going on here.)
Multiple paragraph parenthesising - nice!
An analogy that fits better is that of simple gym membership. "I haven't paid a gym membership for this year but I really want to go to the gym today. How much do you charge?" There is no particularly good reason why the fire putting out service must be a subscription service or insurance model.
The ambulance service, at least the one we have here, seems to be practical. You can get a membership. If you don't have one then when you wake up in hospital you'll have a bill to pay. If you needed a helicopter rescue it'll be a big bill.