I'm just noting that while it makes sense in context I don't usually expect to see "Now, I've gotten a bit better ... I'm keeping a car loan I could pay off." The irony appeals.
LOL good point. 99.999% of personal finance discussions, it's supposed to work out the opposite.
This is our monthly thread for collecting these little gems and pearls of wisdom, rationality-related quotes you've seen recently, or had stored in your quotesfile for ages, and which might be handy to link to in one of our discussions.