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Clippy comments on Procedural Knowledge Gaps - Less Wrong
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How do you transfer electronic money from one account to another?
Failing a direct electronic transfer, a lot of banks have "online bill pay" systems that you can use to send personal checks to people or institutions even though you aren't paying a bill. Typically the bank pays to mail the check for you.
I use Charles Schwab and recommend them highly. You can sign up entirely online. http://www.schwab.com/public/schwab/banking_lending/checking
I meant from an arbitrary account to an arbitrary account. All of the methods in the reply comments require me to be recognized already as the owner of the account the money is transferred from. But obviously, it's a trivial problem at that point.
I use online banking basically since I have an account. It is easy, comfortable and fast. It is still surprising to learn how foreign banking systems seem to lack behind.
I'm not aware of a single bank in Germany that does not offer free online banking. Regarding the original question, you just login, click "transfer money", fill in the account and bank number of the receiver, the amount you want to transfer and click "send". There are often (hopefully always) additional security measures before you can proceed. Once I click "send" I get an SMS sent to my mobile phone with a number that I have to fill in before the money is actually transferred.
If you were able to figure out how to use Facebook you'll be able to use online banking as well (at least in Germany).
ETA Actually, just go to your banks website, call them or visit the bank itself. You are their customer, they'll tell you what to do or even do it for you.
I suppose clippy does not live in Germany. The US system is still heavily based on checks, and not so much electronic transfers between banks.
Call your bank and ask them if they do it (for free) and, if so, and then how you go about doing it. If your bank does not do it, I don't know what to do next.
My bank does do this: it will transfer money in my account to any account I specify. All I need is the account number and routing number of the account I'm transferring money to. The first time, this can be done over the phone by calling them. They may tell you this can also be done online. There is a substantial delay (~ 3 days) the first time you transfer to a particular account.
Sometimes, if you can't initiate a transfer from the sending account, you can initiate a transfer from the receiving account via ACH. Again, banks' processes differ, so you need to look it up on their website or call or go to a branch office in person.