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knb comments on Procedural Knowledge Gaps - Less Wrong
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Wow. That is a very thorough answer. Thanks!
Dealerships can be evil. They may try to get you to agree to pay X dollars/month for N months without telling you what the total actually is. Bring a calculator and for Merlin's sake Read Before Signing Anything.
And remember that you can always just walk out of there and buy a car off craigslist. That's what I ended up doing.