I'm currently accumulating a one year safety net so I can spend a year on a Masters programme at a prestigious university without having to get into large quantities of debt. I get to have the freedom of a student with the wisdom and spending power of a professional in their early thirties.
In the open thread, moridinamael hypothesized that LWers would be willing to take more risks in order to become rich if they had a financial safety net. This seems like an idea worth exploring further.
What would you do if you had a financial safety net (maybe a year's worth of living expenses) to fall back on if your venture failed?