beoShaffer comments on Boring Advice Repository - Less Wrong

56 Post author: Qiaochu_Yuan 07 March 2013 04:33AM

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Comment author: beoShaffer 07 March 2013 07:31:46PM 5 points [-]

Using a debit card gives you most of the same benefits, but has slightly different costs. If your doing this it makes sense to research which one is best for you.

Comment author: William_Quixote 08 March 2013 03:33:15AM 7 points [-]

In general, a credit card will be the better option.

1 cards are safer and more fraud resistant. A credit card company has to cancel a false charge if you tell them to, it's much harder to get a bank to give you money back to too up an account. 1.5 related to one, you want to not give your bank account number out more often than needed

2 more credit cards have benefits than debit cards do.

Comment author: latanius 07 March 2013 08:28:37PM 1 point [-]

Also consider mint.com. Draws awesome graphs. (It only works for US bank accounts only though...)