If you are confident that you will be able to pay for cryo out of pocket whenever that time comes, then waiting would be the best course of action.
However, most people fund cryo by making the cryo provider the beneficiary of their life insurance policy. For them, it is better to sign up as soon as possible so that they lock in lower insurance rates (which go up the older you are obviously) and to limit the risk that they will have developed a health condition that will make them uninsurable by the time they do try to sign up.
Does a life insurance pay off more than a low-risk investment over your expected lifespan?
If it does, you might get a life insurance policy but delay signing up for cryonics until and if you are confident that it works. This way you also save on the membership fees.
In June 2012, Robin Hanson wrote a post promoting plastination as a superior to cryopreservation as an approach to preserving people for later uploading. His post included a paragraph which said:
This left me with the impression that the chances of the average cryopreserved person today of being later revived aren't great, even when you conditionalize on no existential catastrophe. More recently, I did a systematic read-through of the sequences for the first time (about a month 1/2 ago), and Eliezer's post You Only Live Twice convinced me to finally sign up for cryonics for three reasons:
I don't find that terribly encouraging. So now I'm back to being pessimistic about current cryopreservation techniques (though I'm still signing up for cryonics because the cost is low enough even given my current estimate of my chances). But I'd very much be curious to know if anyone knows what, say, Nick Bostrom or Anders Sandberg think about the issue. Anyone?
Edit: I'm aware of estimates given by LessWrong folks in the census of the chances of revival, but I don't know how much of that is people taking things like existential risk into account. There are lots of different ways you could arrive at a ~10% chance of revival overall:
is one way. But:
is a very similar conclusion from very different premises. Gwern has more on this sort of reasoning in Plastination versus cryonics, but I don't know who most of the people he links to are so I'm not sure whether to trust them. He does link to a breakdown of probabilities by Robin, but I don't fully understand the way Robin is breaking the issue down.