= 27d567bc2d48d9f40e9ccc20ea370b15)
RolfAndreassen comments on Open Thread, May 26 - June 1, 2014 - Less Wrong
You are viewing a comment permalink. View the original post to see all comments and the full post content.
= 783df68a0f980790206b9ea87794c5b6)
Loading…= b715d02e85f7b3b4ae65ca3d3e450868)
Subscribe to RSS Feed
Powered by Reddit
= f037147d6e6c911a85753b9abdedda8d)
You are viewing a comment permalink. View the original post to see all comments and the full post content.
Comments (245)
In my experience, people pay way too much attention to credit scores, relative to the underlying cash flows. Suggest you concentrate on building up savings, which you control to a much greater extent, instead of trying to optimise a mostly opaque system that has, in any case, at most a second-order effect on your prosperity.
I already do this, and credit scores have been an issue for me several times already. For example, when renting an apartment, lots of landowners want to see your credit score. It also doesn't take very much effort to use it well, it's mostly a matter of knowing what to do. And in absolute terms it still makes a large difference, even if it is only a second-order term.