Lumifer comments on Open thread, Dec. 1 - Dec. 7, 2014 - Less Wrong

3 Post author: MrMind 01 December 2014 08:29AM

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Comment author: Lumifer 02 December 2014 04:37:28PM *  2 points [-]

which is a better bribe than anyone else offers

Some cards will give you 1.5% back and I think I've seen an ad for a Citibank card that gives you 1% on purchase plus another 1% on payment.

Comment author: Alsadius 02 December 2014 08:22:54PM 0 points [-]

Most of those have annual fees, though - I've done the math, my spending isn't high enough to justify them. My 1% card is free. Also, I have my credit card number memorized, so changing it would impose a fairly high annoyance burden on me. But it's worth noting for those who have higher spending patterns than I do(~$1000-1500/month on credit).

Comment author: Lumifer 02 December 2014 08:36:48PM *  1 point [-]

Most of those have annual fees, though

Nope.

Here is the 1.5% Capital One card.

Here is the 2% Citi card.

Comment author: Alsadius 02 December 2014 11:44:34PM *  1 point [-]

For clarity, I'm in Canada. All the card offers I've seen up here that are meaningfully better than 1% have fees. Americans can take note of those, though.

Comment author: Lumifer 03 December 2014 06:34:53AM 1 point [-]

Ah. Sorry for my presumption.