it depends on what you're trying to discern with the question. If you want to know what people would do with a windfall in addition to their current allocation, ask that. but then you probably need to ask some intrusive quesitons about what they previously had.
You could state "X is all you have in the world, and you make enough to live on but not to save additional. which of the following would you choose to save for a vacation in 6 months" or "for retirement in 20 years" or "for emergencies".
Hello guys, I am currently writing my master's thesis on biases in the investment context. One sub-sample that I am studying is people who are educated about biases in a general context, but not in the investment context. I guess LW is the right place to find some of those so I would be very happy if some of you would participate, especially since people who are aware about biases are hard to come by elsewhere. Also I explicitly ask for activity in the LW community in the survey, so if enough of LWers participate I could analyse them as an individual sub-sample. It would be interesting to know how LWers perform compared to psychology students for example.The link to the survey is: https://survey.deadcrab.de/