I was thinking specifically of the fees and not the life insurance. The Alcor fees are high enough that they'll be worth paying only if I was fairly certain I'll be in a freezable situation (which is likelier if I'm dying 50 years from now) and Alcor will still be the best option (which is unlikely given 50 years).

As for life insurance, I do have it right now because I don't have the $50,000-$100,000 saved up that could be used to pay for cryopreservation. If I have the money saved up, I could afford to stop paying the premiums because life insurance has a net negative expectancy. At that point I'd rather keep exercising and eating veggies and keep the $100K in a safe mutual fund, waiting for the decision of how to cryopreserve to become more pressing.

Here's an idea: instead of Alcor, why wouldn't I name Eliezer the beneficiary of my life insurance policy with instructions to pay for my cryopreservation at the best affordable company available and take the remainder of the money for SIAI (as renumeration for his trouble)?