You can have e-banking and e-commerce with "key escrow", though. That didn't fly in the 90s, and it's always been an inane idea, but I could definitely imagine "you should hide from hackers, but not from the police" PR spin ramping up again.
I could definitely imagine "you should hide from hackers, but not from the police" PR spin ramping up again.
It already did -- see David Cameron's new stance on encryption e.g. here or elsewhere. He's not shy about it.
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