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beoShaffer comments on Money threshold Trigger Action Patterns - Less Wrong Discussion
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I have been thinking about something like this, but from a different angle.
There's a lot of things in life where you do a lot of things that use up resource X, but one or two dominate. If you try to conserve X, there's not much point in conserving it anywhere else. Unfortunately, few people bother to work out what dominates, and they try to conserve everywhere.
Trying to save water? Don't worry about anything except meat consumption and lawns. Trying to save electricity? Stick to trying to save on heating and air conditioning. Don't bother with the lights. Trying to help people? Stick to GiveWell's top recommendations. Don't bother with anyone local.
Trying to save money? It might not be worth bothering to clean your own house.
Edit: If you disagree about what I'm saying you should worry about, feel free to comment. I'm interested.
Most finance advice I've seen (and I've spent a good bit of time in the finance blogosphere) starts by saying that you should track what your expenses are for precisely this reason.