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Viliam_Bur comments on Open thread, Feb. 23 - Mar. 1, 2015 - Less Wrong Discussion
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They may effectively treat the 1/100 chance as zero. Or fail to realize in "near mode" what exactly do they risk.
Give them a 1/1 chance, and suddenly it is not zero, and the consequences are very clear.
I'm not so sure about that. IIRC, people tend to overweight risks with small probabilities, which would make them more reluctant to take the 1/100 risk of death. That said, people tend to be overconfident, which might make them think their chance of death is < 1/100, so perhaps this biases would to some extent cancel eachother out.