Habits and heuristics are what I'd call "rituals."
I don't know about that. A heuristic is definitely not a ritual -- it's not a behaviour pattern but just an imperfect tool for solving problems. And habits... I would probably consider rituals to be more rigid and more distanced from the actual purpose compared to mere habits.
Are perspectives something you can lose?
Sure. You can think of them as a habitual points of view. Or as default approaches to issues.
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