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gjm comments on Open thread, Jul. 18 - Jul. 24, 2016 - Less Wrong Discussion
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Because people believe that the driver's skill is significantly more important factor in determining safety. I don't know if this belief is correct but it sounds plausible. Do insurance companies offer different prices for owners of different cars?
Not only driver skill, I'd have thought; also how they're used. The Dodge Caravan is a big thing with space for lots of people. I bet it's used mostly for transporting large-ish families around. Whether you're an expert driver or a very poor one, I expect you drive more slowly and more carefully when your spouse and children are on board.