There's a typo in your math. 1/(0.95^408) = 1,226,786,652, not 12,226,786,652. But what's a factor of 10 between friends?
There's a typo in your math. 1/(0.95^408) = 1,226,786,652, not 12,226,786,652. But what's a factor of 10 between friends?