This thread is for asking any questions that might seem obvious, tangential, silly or what-have-you. Don't be shy, everyone has holes in their knowledge, though the fewer and the smaller we can make them, the better.
Please be respectful of other people's admitting ignorance and don't mock them for it, as they're doing a noble thing.
To any future monthly posters of SQ threads, please remember to add the "stupid_questions" tag.
(Not an expert on this stuff, but here's my rough understanding.)
You get a couple years of pretty straightforward welfare if you quit your job, then it looks like they will start doing means testing (tarveharkinta) on your savings and will stop paying you if it doesn't look like you're living hand-to-mouth. After you've gone through all your savings that the employment office is aware of, I think you can go on living in some sort of rental apartment and get food. There's also a spectrum of make-work programs from "send your application to this poorly matching open job we picked for you" to "attend this useless training course" to "rehabilitative labor activity" which can end up looking sort of like the American prisoner labor thing. The welfare will be suspended as a sanction if you refuse to attend, but I'm not quite sure how easy it is to end up actually homeless if you keep diligently pestering the social services and refuse to cooperate with anything work-like.
One problem is the diligent pestering of the social services part. Many of the actual unemployed are ill or have some mental problems, and they might not be that good at working the bureaucracy. So it probably helps if you're reasonably energetic and smart enough to navigate the systems of regulations if you want to become a lifestyle unemployed. Also, you need to make sure to spend your time in an economically unproductive way. Starting any kind of small business will wipe out all welfare eligibility instantly.
Now here's why these are really, really dumb policies: they amount to a capital levy ... (read more)